How to save the cost of insurance?
Nothing left to chance
Prior to your “guardian angel”, the insurer is a professional business that also wants to make a living. Confrontation insurer / insured is fair if the insured is just as instructed in the opportunities it has to negotiate with his counterpart.

By knowing more about the offers you can save up to 40%!

What this site reveals here are not truths known to the general public nor real secret.
However, these tips and tricks to reduce its premiums are often in silence, since insurance for any interest not to say.

Introduce you to the truths of the insurance world and its secret codes, make sure to read, note that, because the more you learn about your insurance contract will be less oriented to commercial purposes.
Then switch to your favorites autocadre.com and remain at the top of combines in the field of insurance.

Happy reading and remember that you spend a few minutes means not sacrificing your budget for years.

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Above all, the choice of insurance

- The market is diverse and competition to your advantage: these are traditional rules, whether the markets and souks of the Byzantine Empire or the subsidiaries of the XXI century, you, the consumer must be warned curious, seek the lowest price Contrary to what may be thought to be outdated, you should not hesitate to negotiate, compare quotes.

- There are insurance tailored to each case some are explicitly open to all profiles, others voluntarily tighten the noose by accepting only customers.

- On the other hand, the Internet requires some insurance companies have their online network and offer frequent deals at prices defying competition today. Most is that behind your screen, you can quiet your choice without being influenced by the argument of the insurer.

- Do not earn insurance, credit card or life insurance you probably already offers a guarantee of assistance and legal protection. Review your old purchases. Check cheap auto insurance by online.

- … But do not bet all on the same insurance, even if it is true that some insurers do you receive a discount of about 5% to insure your car, your home … this incentive technical n ‘ is not necessarily the best for your wallet. As the famous adage, do not put all your eggs in one basket, some insurance companies specialize in certain areas and it is not wrong to use their service.

- To cancel your contract, remember to take account of the notice also will tell you by sending your application by registered receipt.

Read, understand and choose a contract, an art …

- Focus on simplicity, a contract is short, the less y’ad’ambiguïté about his application. Indeed, the complexity of the contract puts you on a legal stranger, and enables the insurer to prove by a + b the superiority of its offer without even knowing that you decrypt it. On the other hand, remember that as a consumer, the price remains the sole criterion being the difference.

- Opt for the contract for you! Two types of contracts offered, the contract of compulsory civil liability and “all-risk” option, these two offerings vary and some companies do not hesitate to involve them in pack. For example, an insurer can provide you with an individualized insurance guarantees with some non-binding. For example if your car is not listed on the Argus, your liability insurance is useless or even if your car is younger away from the collision.
Therefore, do an assessment, choose the product that’s right for you and not an individualized insurance.

- Start your insurance earlier this month, some insurance companies do coincide with the schedule contracts. Otherwise you may have a mismatch between the duration of the contract and the actual duration.

- Broaden your deductibles, in fact the more you choose to grow, will lower your premiums. Insurance for its raison d’être of the fact that it is designed to recover financial damages that you are not able to pay. So if you have the means to repair EUR 1000 for example, to adjust your deductible and save 1000 euros on your insurance costs.

- Young drivers are affiliated with your parents, include insurance agencies, some have a panel offering preferential rates for you if your parents are included in the client folder. When the bonus for parents is 50% over the past few years, there are enormous opportunities for savings. Ditto for young motorists who chose early learning to drive (AAC, generally accompanied driving).

- The insurance kilometers, the less you drive, the less you pay. Your meter shows less than 10 000 km per year? Subscribe a “kilometer” and cost savings.

- Finally, remember you must remain vigilant and educated, is to assure you, to know what your contract specifies in great detail. And we do not say it enough … especially on clauses limiting the exclusions (where the guarantee does not apply). Faced with fraud, these exclusions are contained precaution for the insurer to you to be picky when you provide your personal information.

- Choosing an insurance that covers your vehicle by the same policy. It lets you get a discount “multiple vehicles up to 10% off each car.

An intelligent payment:

- Attention! Many insurance companies offer a set monthly premiums, but they fail to mention that this parallel has an additional cost … then imposes insurance premiums due.
One solution: pay annually and around the false strategy for budget savings to pay monthly trompe l’oeil.

- All methods of payment are not all equal, insurers are sometimes discounts for customers subscribing the direct debit. This does not mean as much if not cheaper in the knowledge that you can at any time ask your bank to stop the levy.

Some attitudes saving:

- Your driving record penalties and bonuses are part of your best allies to benefit from lower premiums. Refer to section bonus malus to better inform you of the risks and opportunities.

- Invest in a standard vehicle, do not the devil if you can not afford to lose both in buying a car may be stolen, injured. The premium will be higher for these buyers.

- Take driving lessons if your license is new, insurance companies offer a discount after three years of courses.

- Place a lock, a system protected by alarm or other … Some insurers take account of your vigilance and reduces your premium depending on the devices installed.

- Be Green! Avoid taking the car for work, insurance will make you some concessions because you’re less exposed to potential accidents. Moreover, it is advisable to live in the countryside, where premiums are lower and fewer accidents. That makes sense, if you live in a big city, the density is higher, more accidents, higher premiums …